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California VA Loan

California VA Loan Requirements & VA Eligibility

California VA loans are allowed for purchase of an owner-occupied home, for the refinance of a current VA loan (even if it has been converted to a rental or second home), and sometimes allowed for conversion from another loan type (lender restrictions apply).  In general, California VA Loan Eligibility Requirements are met if you qualify under one of the following:

Active Duty:

  • Not dishonorably discharge
  • Active duty during war time: 90 consecutive days
  • Active duty during peace time: 181 consecutive days

Veterans: honorably discharged and served

  • Active duty during war time: 90 consecutive days
  • Active duty during peace time: 181 consecutive days

Reservist:  minimum 6 years ‘service in any of the following:

  • Army National Guard
  • Army Reserve
  • Air National Guard
  • Coast Guard Reserve
  • Navy Reserve
  • Marine Corps Reserve
  • Air Force Reserve

Spouse of Active Duty or Veteran

  • Un-remarried and serving spouse died while in service or from service-connected disability
  • Serving spouse was MIA or POW

To learn more about our financing solutions for residential and commercial properties, please call us at (310) 734-4044 or visit us at

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